My name is Randy Carter and I’m a Certified Mortgage Planner with decades of experience helping buyers navigate the highly emotional process of purchasing a home. I work with the very best Realtors in Placer County and we partner with our clients to help them negotiate the most advantageous terms at every stage of the buying process. Every lender promises low rates, fast closing times, and great customer service. I take great pride in meeting all of these basic requirements and then exceeding my buyers expectations by designing customized mortgage solutions, delivering timely, expert advice, and building long-term relationships that extend far beyond the close of escrow.